Today in my mailbox I received one of those generic "YOU ARE PRE-APPROVED" notices. I get a TON of these every day. I'm currently holding in my hand 3 just from CapitalOne (F CapitalOne btw).
Well, I actually read one of these instead of feeding it directly into the shredder and I come across this interesting paragraph...
You can choose to stop receiving "prescreened" offers of credit from this and other companies by calling toll-free (888-567-8688). See PRESCREEN & OPT-OUT NOTICE included for more information about prescreened offers.
I find the notice...
PRESCREEN & OPT-OUT NOTICE: If you do not want to receive prescreened offers of credit from this or any other companies, call the consumer reporting agencies toll free, 1-888-5OPT-OUT (or 1-888-567-8688); or write to one or more such consumer reporting agencies at: TransUnion Opt Out Request, PO Box 505, Woodlyn, PA 19094-0505; Equifax Options, P.O. Box 740123, Atlanta, GA 30374-0123; Experian Marketing, P.O. Box 919, Allen, TX 75013; or visit the following website at www.optoutprescreen.com.
So after doing a little digging around, I find this website seems to be legit.
Now I wait and see...
